An Innovative Study of E-Payment Systems Adoption in Higher Education: Theoretical Constructs and Empirical Analysis

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dc.contributor.authorA. Salloum, Said
dc.contributor.authorAl-Emran, Mostafa
dc.contributor.authorKhalaf, Rifat
dc.contributor.authorHabes, Mohammed
dc.contributor.authorShaalan, Khaled
dc.date.accessioned2025-05-14T10:52:53Z
dc.date.available2025-05-14T10:52:53Z
dc.date.issued2019
dc.description.abstractExamining the adoption of e-payment systems is not a new research topic. Nevertheless, studying the factors affecting the adoption of epayment systems in higher educational institutions is a new research trend. Thus, this study is considered one of the few that attempts to investigate the fac tors affecting the e-payment systems adoption in six different universities in the United Arab of Emirates (UAE). A total number of 289 students took part in the study. This study proposed a new research model in which the students’ intention to use the e-payment systems are affected by five different factors including perceived benefit, performance expectancy, perceived risk, perceived security/privacy, and trust. The partial least squares-structural equation modeling (PLS-SEM) approach was used to validate the research model. The empirical results suggested that perceived benefit and performance expectancy have a significant positive relationship with the students’ intention to use e-payment systems, whereas perceived security/privacy and perceived risk exhibited a significant negative relationship. However, the results triggered out that trust has an insignificant relationship with the students’ intention to use e-payment systems. The results acquired from this research provide a fresh and an up-to-date information on the e-payment systems adoption in the higher educational institutions.
dc.identifier.citationSaid A. Salloum et al. (2019) “An Innovative Study of E-Payment Systems Adoption in Higher Education: Theoretical Constructs and Empirical Analysis,” International Journal of Interactive Mobile Technologies, 13(06), pp. 68–83.
dc.identifier.doihttps://doi.org/10.3991/ijim.v13i06.9875.
dc.identifier.issn1865-7923
dc.identifier.urihttps://bspace.buid.ac.ae/handle/1234/3029
dc.language.isoen
dc.publisherInternational Journal of Interactive Mobile Technologies
dc.relation.ispartofseriesInternational Journal of Interactive Mobile Technologiesv13 n06 (20190601): 68-83
dc.subjectE- payment, adoption, higher education, structural equation model-ing, UAE
dc.titleAn Innovative Study of E-Payment Systems Adoption in Higher Education: Theoretical Constructs and Empirical Analysis
dc.typeArticle
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